The closed-loop claims solution

From months
to days.

Home insurance claims are broken — for the families living through them and the carriers processing them. TONY is rebuilding the experience end to end.

The problem

Losing your home is the worst day of your life. The claim shouldn't make it worse.

After a house fire or disaster, families wait months for their claim to close — asked to document everything they owned from memory, in the middle of the hardest moment of their lives.

Carriers lose too: slow claims drive up costs and drive away customers. Everyone in the system deserves better.

6mo+
Typical contents claim timeline today
Days
Where TONY is taking it
Who it's for

Built for both sides of the claim.

For insurance carriers

Close claims faster. Keep policyholders longer.

TONY works with home insurance carriers to modernize the contents claim experience — reducing cycle times, lowering costs, and turning the worst moment in a policyholder's life into the reason they stay.

Partner with us
For homeowners

Be ready before anything happens.

TONY helps you protect what you own and — if the worst ever happens — get your life back in days, not months. Join the waitlist to be first in line when we launch.

Join the waitlist
"I'm the third generation of my family's insurance company. I've watched the claims process break families — including my own. That's why I'm building TONY."
Founder & CEO · TONY